What You (Actually) Need to Do Before Quitting 9 to 5 Life

So, 9-5 life is great… until it’s not.  We, know the idea of quitting 9 to 5 life is scary, but hear us out…

See, while we all love the idea of a full-time job that gives us a steady income and a monthly paycheck, there are other things to do. From being your own boss to working flexible hours to jusst… LIVING your own life on your own schedule, a job that doesn’t keep you tied to a desk from 9-5 starts sounding a whole looooot better the older you get.

Sound like you? 

We get it because we felt that. 😖😖

And we felt it hard.

We both had full-time job lives in the fashion industry for a loooong time, and we thought that was it. That was our career. We loved it. But, once we lost a huge client and, in turn, a lot of our income, the idea of embarking on the entrepreneurial journey sounded a heck of a lot better.

And it worked. We left the corporate world and the long hours, entered the whole “I’m my own boss”/real estate world, and don’t regret a single second along the way. 🙌

So, are you ready to quit your job? 🤔

Are you ready to leave your 9 to 5 prison sentence (is that dramatic? Maybe a little, but it’s also true), and stop chasing someone else’s dream? Are you ready to dive into personal development and making yourself better and finding passion in your work?

After all, that ^^^ is the whole point of life. Otherwise, what the heck are you doing?

Here are a few things to know so that you can *actually* quit your 9 to 5 without quitting all of your dreams of financial freedom, too. 

First Q: should I quit my 9-5 job?

There’s a lot that goes into the quitting 9-5 equation and realizing that is key to making it actually work for you.

We both know firsthand the pull and the excitement that comes with the thought of quitting 9-5 life and doing your own thing, but here’s the kicker: if you’re going to quit your 9-5, it’s absolutely *essential* that you take some smart steps before you do it. 

You have to know you can bring in enough income, you have to feel confident in the idea of being your own boss, and you pretty much have to dedicate TONS of time to personal development… because the entrepreneurial journey isn’t for the faint of heart. Having your own business is the coolest, but it does require some prep work. 💪

1. The nitty-gritty: AKA, responsible logistics of your entire life.

No matter how much you’re tired of the 9-5 grind, it’s kinda impossible to ignore the fact that a full-time job gives you things like a 401(k) and health insurance — otherwise known as stability. If you’re ready to ditch your 9-5, you need to make sure you can replace those things and absorb those costs. 

Things like freelance health insurance can be pretty expensive, and that’s definitely worth thinking about. We’re a big fan of trying out the side hustle life while you prep to quit your 9-5 job, too. 😘

It’s a great way to save up money and ensure that you can set up retirement savings and health insurance… and getting a taste of side hustle freedom is probably going to motivate ya, too.

Basically, just because you don’t want a full-time job anymore doesn’t mean you’re not willing to work hard. You can do this, you can rake in passive income, and you can make MORE money (instead of less money, of course) for your time spent.

2. How much money do you need to make as your own boss?

Before you even think about quitting 9-5 life, you HAVE to make sure you know your numbers. You need to know exactly what you’ll need to bring in each month to stay stress-free.

This is where the Freedom Metric comes in, or the number in which your passive income equals or exceeds your expenses. 🤟

When you reach your Freedom Metric, you’ve reached a number that gives you a chance to take a deep breath, to stop stressing about making money, and to relieve that good old financial anxiety that’s so familiar to so many of us.

To define your Freedom Metric, grab a calculator and a piece of paper and figure out these numbers:
  • What are your living expenses? Mortgage/rent, utilities, cable, gas, homeowner’s insurance, etc.?
  • How about health insurance? Car insurance? Life insurance? 
  • Transportation costs, car payments, etc.
  • Childcare, pet care, and dependent care.
  • Your monthly life fun expenses — how much do you spend on your phone? Your streaming services? Restaurants? Travel?
  • Any debt you’re paying off? (Be careful here. It’s not a bad thing to stay on the side hustle grind while you pay off debt.)
  • How about essentials like food and groceries?
  • What do you want to save each month? What do you want to give?

Now, add up all of those numbers, and you have your Freedom Metric. 😌😌

If you can find a passive income stream that gives you that number or more, every single month, you’ve done it. You’ve reached financial freedom — and there’s nothing better than that.

3. Make passive income with investing.

The ultimate goal for quitting 9-5 life is always going to be pulling in income, every month, without needing to punch a time clock ⏰ or feeling stressed about your bank account.

That friends, is where investing comes into play… specifically, passive investing. When you can invest your money and let it work for you — bringing you passive income each and every month — you’ve done it.

You’ve unlocked what so many people don’t figure out.

Plus, investing gives you that multiple income stream effects you need to reach wealth and financial freedom.

Set up a few streams of revenue, like investing in real estate and also doing some freelance work as a side hustle, and start building out that Freedom Metric life.

You. Deserve. It.

Plus, passive income means you can quit your job.

Hellloooo. 👋

Here’s the thing… we get asked, often: “How can I make money without a 9-5 job?” and, we’re here to tell you — in so many ways...

Wealth and freedom are totally possible without the constraints of 9-5, and you can MORE THAN make a living without working a 9 to 5 job. 

Plus, going for your dreams is a big deal. Taking the leap to quit 9-5 life and be your own boss takes a lot of guts and hard work — and if you do it right, if you really, really do your due diligence and secure your finances, you’re creating a future for yourself that most people only dream of.

So, take your time. Do the prep work. Save up what you need to. Prepare well, and do it wisely 🥰 — and that way, you can feel confident and proud of yourself instead of stressed and anxious. Plus, overnight success isn’t as cool as it sounds. Promise.

And we, for one (for two?!), are SO excited to cheer you on before AND after you quit your job.

Do you want to get started and learn more about how apartment syndications can help you leave your 9-5?

To jump on the waitlist for The Kitti Club today, sign up here. You’ll be the first to know when doors open next.

Comments +

Leave a Reply

let's do this.

Invest with the Kitti Sisters

Fortified with years of experience, fierce passive investors (we ALWAYS in our own deals), and selected high qualities investment opportunities to help build your long term wealth no matter what stage in life you're on. We will show you the ropes, help you build out a powerful, personalizes strategy, and give you masterful, financial freedom focused on living your lifestyle dreams.

We're Palmy ➕ Nancy Kitti 〰️ The Kitti Sisters

A sister duo team obsessed with all things financial freedom, passive income, and apartment investing, who turned a $2,000 bank account into eight-figure empire.  Now, we're sharing with you the behind-the-scenes secrets of our wealth building strategy.