Sometimes the most life-changing chapters don’t come with fireworks—they come in 10-point font and perfectly timed decisions — Nancy Kitti ✨

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The other morning ☀️, I curled up cross-legged on the couch—matcha in one hand, laptop balanced on the armrest, and my dog hovering like she had an emotional stake in my latest scroll through the tax bill updates. 😂😂

I know, thrilling content. Taxes and tail wags. 🐶

But then I read something that made me stop mid-sip.

Not because it was packed with jargon (though it was).  Not because it was complicated (which, hello, always). But because—weirdly—it felt personal. Like… this wasn’t just about numbers.

It was about my people.

✔️ My investors.

✔️ Their money.

✔️ Their future.

✔️ Their options.

And whether or not they’ll get to keep more of what they earn—or keep handing it away. And in that moment, I said something out loud (to the dog, naturally):

“This changes everything.”

And then I laughed.

Because, hello? Who am I? 🙃

➡️ How did I go from Googling “how to write off a laptop”to understanding how tax code shapes legacy? 👀

But here’s what I’ve learned after over six years in real estate:

The biggest financial shifts don’t always come from a market cycle.  Sometimes, they come from the tiny print in the IRS tax code.

And this?

This is one of those times. At the start of this year, you probably weren’t thinking about bonus depreciation or QBI deduction, or how state tax caps could shape your investment strategy.

And yet… here we are.

The tax code just shifted in a massive way.

And it’s not about politics—it’s about power. The kind of quiet, compounding power that builds when you know what to do with what the IRS just handed us.

So consider this your cozy little Mid-Year Wealth Check-In.

Because sure, the calendar says July 📅… but your next six months?

They’re still yours to shape. ✨

And what you choose now—how you learn, plan, and invest—could change everything by the time the pumpkins show up and the holidays roll in.

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✨ Your Mid-Year Wealth Check-In ✨

🤍 What’s been working for you lately, financially speaking?Maybe you started investing. Or finally talked to your CPA about structuring your income differently. Maybe you just paid attention in a way you hadn’t before. That counts. A lot.

🤍 What’s not working anymore? Are you still trading time for money at the highest tax rate possible, even though other options exist? Are you overpaying in taxes without realizing there are completely legal, strategic ways to change that?

🤍 What are you proud of from the first half of this year? Maybe it’s not a number in your bank account—but a decision or an investment. A question you asked. A conversation that planted a seed. Maybe it’s that you’re even reading this. That matters.

🤍 And what do you want the rest of the year to feel like? More intentional? More free? More money in your pocket? Less reactive? That feeling starts with knowing what’s possible. So let’s get into it.

So whether you’re sipping your own matcha 🍵, juggling a dozen browser tabs, or strolling through the neighborhood while reading this…

Just breathe.

And remember:  Sometimes the biggest breakthroughs come wrapped in the most boring packaging.  (Yes, even IRS documents). 💛

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⚠️ A Gentle Warning…

Okay, so while this new tax reform brings a whole lot of opportunity… it’s not all sunshine and savings.

Some of the funding behind these changes is coming from cuts to federal assistance programs—things like Medicaid, food stamps, and housing vouchers.

And if your real estate portfolio leans heavily on tenants who rely on that kind of support? That could mean more income gaps, more missed rent, and higher turnover.

AKA — less stability.

That’s one of the big reasons why we’ve intentionally focused our efforts on well-maintained, Class-A multifamily real estate—think ⏬  Beautiful, functional homes for everyday renters who aren’t relying on subsidies, but still want something they can be proud of.

They’re not looking for luxury… but they are willing to pay for quality.

And for our investors, that means steady returns—and less risk.

Speaking of steady…

We’re about to cross the $15,000,000 mark on one of our most exciting developments to date: a 118-home build-to-rent townhome community at Sam Rayburn. 🙌

Because most of the major construction began this year, and with bonus depreciation back at 100% starting January 19, 2025, our CPA says we should be able to pass along some serious tax benefits to our investors.

Every dollar we’ve spent?

Tracked. Documented.  Fully accounted for. 🤓🤓

Or as our CPA said, “You literally have the receipts!”

And here’s where it gets exciting—once rental income starts flowing in this October (fingers crossed!), all of those expenses become eligible for bonus depreciation.

👉 Translation?

Real tax savings. Real wealth-building. Real impact.